ChoralSoft Resources
Medicare enrollment checklist
Key dates, a plan review checklist, questions for your doctor and a glossary. Your ticks stay in your browser.
General information, not advice. Medicare rules, dates and costs can change. Confirm details at medicare.gov or 1-800-MEDICARE, or with a free State Health Insurance Assistance Program (SHIP) counselor. ChoralSoft is not affiliated with Medicare.
Plan review checklist
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1. Gather what you need
Ten minutes of preparation makes comparing plans much easier.
2. Compare plans
3. Decide and confirm
Doctor visit checklist
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Before the visit
Questions worth asking
Plain-English glossary
- Part A
- Hospital insurance: inpatient hospital stays, skilled nursing facility care, hospice and some home health.
- Part B
- Medical insurance: doctor visits, outpatient care, preventive services and some equipment.
- Part C (Medicare Advantage)
- A bundled alternative to Original Medicare offered by private insurers, often including drug coverage.
- Part D
- Prescription drug coverage, sold by private insurers.
- Medigap
- Supplemental insurance sold by private companies to help pay costs Original Medicare leaves.
- Premium
- What you pay regularly just to have coverage.
- Deductible
- What you pay each year before the plan starts to pay.
- Copay / coinsurance
- A fixed fee (copay) or a percentage (coinsurance) you pay for a covered service.
- Formulary
- The list of drugs a plan covers.
- Out-of-pocket maximum
- The most you pay in a year for covered services on a plan that has one.
- Network
- The doctors, hospitals and pharmacies a plan contracts with.
Compare doctors with public data
VitaSpan helps you search Medicare providers and organize visits, with privacy-conscious design. See the VitaSpan page or read how to compare Medicare doctors and hospitals using public data.